EquityYou'll Understand
Mortgages Better
Than Most Adults.
Run real amortization schedules, test rate scenarios, and see exactly where your money goes โ before you ever sign a lease. Built for honors students, loved by econ teachers.
Fixed vs. Variable Rate
Drag the rate sliders. Watch cumulative interest diverge over 30 years. Which strategy wins โ and when?
15-Year vs. 30-Year
Drag the timeline slider to find your loan term sweet spot. See exactly how many dollars you save โ or spend โ on interest.
Renting vs. Buying
Adjust your inputs. The crossover point shows when buying becomes cheaper than renting โ accounting for equity you're building.
Students teach their parents.
That's when you know it works.
โI ran the rent vs. buy simulator before my parents' lease renewal. I walked them through the crossover point at year 8. They were genuinely impressed. My econ teacher gave me extra credit.โ
โI've tried every financial literacy tool in the market. Equity is the only one where students actually stay engaged past the first five minutes. The interactive graphs do what a whiteboard never could.โ
โMy daughter used this for her personal finance portfolio project. She came home and explained amortization schedules to me. I've had a mortgage for twelve years and she understood it better than I did.โ
Teaching a class this semester?
Share Equity with your students in one click. Generate a classroom invite link โ your students get full simulator access, you get a progress dashboard. Used in 2,400+ classrooms across 20 states.
Start Simulating Free.
No Credit Card. No Catch.
Get full access to all three simulators, your personal amortization dashboard, and the full 30-year scenario builder. Takes 30 seconds.
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